Orange Money, Wave, MTN MoMo, Moov, M-Pesa and cards. One connection, 25+ countries, money paid straight into your accounts.
Routing across multiple gateways and automatic reminders for abandoned payments: less money lost along the way.
0 FCFA Cartflox commission with your own keys. You keep the rates you negotiated with your aggregators, and the money arrives directly.
Payment link, widget, WooCommerce or API: you're collecting payments in minutes, not weeks.
PayDunya
CinetPay
PawaPay
Stripe
Flutterwave
Paystack
Hub2
Kkiapay
FedaPay
Wave Business
Djamo
FeexPay
Notch Pay
Monetbil
LengoPay
PayPlus
Qosic
Cryptomus
Coinbase Commerce
Magma OnePay
PayTech
iPay MoneyA module for every step of getting paid.
Each one connects, routes and secures part of the journey: payment, routing between gateways, reminders, analytics, outbound transfers.
Measurable results
Collect more, pay less, launch faster.
22
gateways brought together in a single dashboard
15+
African countries covered
0 FCFA
Cartflox commission with your own keys
The African payment ecosystem, connected to Cartflox
PayDunya
PawaPay
CinetPay
Flutterwave
Paystack
FedaPay
KKiaPay
NotchPay
Every payment automatically takes the best gateway. If one route fails, the next one takes over within seconds.
Orange Money, Wave, MTN MoMo, Moov, M-Pesa, T-Money and cards, in 15+ African countries, through a single integration.
Orange Money
Wave
MTN MoMoEvery payment goes straight to your Wave, Orange Money, MTN or Moov accounts: Cartflox never holds your money.
Pay a supplier, an employee or a customer you need to refund, straight to their Wave, Orange Money, MTN MoMo or Moov Money account, in 19 countries. One API call or one click in your dashboard, using the same gateways and the same keys you collect payments with.
Without Cartflox
One contract per operator, transfers keyed in by hand and statuses to check one by one.
With Cartflox
One integration to send, track and reconcile, with a reliable status from start to finish.
Gateways that can send money with Cartflox:
PawaPayPayDunyaHub2Notch PayMonetbilFlutterwavePaystackFedaPayFeexPayOrange Money, Wave, MTN MoMo, Moov, M-Pesa and cards, already connected. You open a market, not a construction site.
West Africa
14
Countries
7
Methods
Accepted methods
Cartflox is already connected to the entire African payment ecosystem. One integration, and you get paid everywhere.
From sign-up to your first payment collected, often within a single day.
Sign up, connect your aggregator keys and collect payments through a single integration.
A payment link to share, a hosted checkout, or an API for developers.
Receive mobile money and card payments directly in your accounts, with no middleman.
WhatsApp reminders
A customer didn't finish paying? Cartflox automatically resends their payment link on WhatsApp. More sales recovered, with zero effort.
Awa Koné
12 minutes ago
Remind
As soon as a payment is left pending, the customer gets their link on WhatsApp, at the right moment.
A clear reminder with the payment link, delivered straight into WhatsApp.
Cartflox BusinessChat with your customerOnline
Hi Awa 👋 your 25,000 FCFA cart is waiting. Pay in 1 click: cartflox.me/p/awa
Customers
312
Payments
1,284
Reminders
96
Active links
24
Customers, payments, reminders and links: run it all from your Cartflox dashboard.
Shops, e-commerce, freelancers, developers: everyone gets paid their own way, and Cartflox adapts.
No subscription, no setup fees, no commitment. You choose how you get paid, and you only pay on successful payments.
Your own keys
0 FCFA Cartflox commission
You connect your aggregator accounts. You only pay their fees, at the rates you negotiated with them.
Enterprise
Custom
High volumes, several brands or compliance requirements: we build the offer with you.
Your aggregators' fees (Orange Money, Wave, cards) remain your responsibility: Cartflox takes no commission.
Cartflox routes every payment to the most reliable gateways on the continent, for the highest possible success rate.
Payments, integration, pricing: everything you need to know before you get started. See the full FAQ.
A payment orchestrator: one integration to accept Orange Money, Wave, MTN MoMo, Moov Money, M-Pesa and card payments in 15+ African countries.
With your own aggregator keys: 0 FCFA Cartflox commission. You only pay your aggregators' fees, at the rates you negotiated with them.
Every successful payment goes straight to your Wave, Orange Money, MTN or Moov account, through your own keys.
No: payment links and the hosted checkout take a few clicks to set up. The API and SDKs (Node, Python, PHP, Flutter) are there for developers.
When a payment is left pending, Cartflox automatically resends the payment link to the customer on WhatsApp: sales recovered with zero effort.
Côte d'Ivoire, Senegal, Burkina Faso, Benin, Togo, Mali, Cameroon, Kenya and 15+ African countries in total.
Create your account, connect your keys and collect your first payment today. No commitment.
