Frequently asked questions
Payments, integration, pricing: answers to the questions we get asked most.
General
A payment orchestrator: one integration to accept Orange Money, Wave, MTN MoMo, Moov Money, M-Pesa and card payments in 15+ African countries.
No. You connect your own aggregator keys (PayDunya, CinetPay, PawaPay, Stripe...) and every payment goes straight to your accounts. Cartflox orchestrates the routing, the payment page and the webhooks, without ever touching the funds.
Click Create an account, fill in your business details and connect your aggregator keys. You can start collecting payments the same day.
In 15+ African countries, including Côte d'Ivoire, Senegal, Burkina Faso, Benin, Togo, Mali, Cameroon and Kenya.
No: payment links and the hosted checkout take a few clicks to set up. The API is there for developers.
Every payment takes the best path across your gateways. If one route fails, the next one takes over within seconds.
Payments
Orange Money, Wave, MTN MoMo, Moov Money, M-Pesa, T-Money, Free Money and bank cards.
From the dashboard: enter an amount and a description, and your link is ready to share on WhatsApp or anywhere else.
Yes: your logo and your colours, hosted by Cartflox and optimised for mobile.
Live in the dashboard, and through signed webhooks sent to your server.
Yes, from the dashboard or through the API, depending on the gateway used.
No. The commission only applies to successful payments.
Pricing
0 FCFA Cartflox commission with your own aggregator keys. You only pay your aggregators' fees.
Automatically from the amount collected: you receive the net amount on your balance.
Yes: above 50,000 transactions per month, contact the team for custom pricing.
Yes, you can switch modes whenever you like from your account settings.
On the Terms of use page, linked from the footer.
In “your own keys” mode, you pay your aggregators directly under your own contracts. Cartflox adds nothing.
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